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Ronald D. Gruber is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of NY, CT, FL, ID, MA, NH, NJ, SD, TX and VT.  No insurance business may be conducted outside these states referenced.

Ronald D. Gruber is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency located at 1 Scale Ave, Suite 63, Rutland, VT 802-236-6702.  In this regard, this communication is strictly intended for individuals residing in the states of CA, FL, MA, NH, NJ, NY, RI, SD and VT.  No offers may be made or accepted from any resident outside the specific states referenced. NYLIFE Securities LLC is a New York Life Company.

Ronald D. Gruber is also separately registered as an Investment Adviser Representative, under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of VT, CA, FL, MA, NH, NJ, NY, RI and SD. As such, these services are strictly intended for individuals residing in those states. 

Eagle Strategies LLC and NYLIFE Securities LLC are New York Life Companies.